How to Find IFSC Code By Bank name, branch name, and City?


People participate in business mainly to earn profits. Most of the businesses engaged in trading and manufacturing of goods but a few businesses also prevailed that facilitate service through business mainly to enhance the tertiary sector of society full stop refers to all those intangible but identifiable economic activities which provide the satisfaction of want for both business and personal.

Find IFSC Code

How to find the IFSC Code by bank name and city?

Reserve Bank of India, the statutory corporation that regulates the rules regulations, and standards of the banking sector of India, works under the provision of the Banking Regulation Act 1949 and refers to the Central Bank of India postulates the IFSC code in India which is the acronym of the Indian financial codes system which is an 11 digit alphanumerical code.

RBI needs an IFSC code for money transferring through electronic means. The introduction of the NEFT system National Electronics and Fund Transfer in 2005 led to the compulsion of the IFSC code in every Bank to secure the money transfer readily. You can find the IFSC Code on Financial Code Finder.

What does IFSC alpha numeric mean?

The 11-digit code of IFSC sustains the first four digits signifying the branch code of the Bank followed by the characters that denoted the name. In simple words, four characters presented the bank and the last digits are combinations of alphabets and numbers to indicate the location of the branch. The fifth character remains constant and is presented as zero.

Where I can find the branch name for IFSC Code?

IFSC code can be found in various ways which are as follow:

  • On the RBI website, the name of the bank has to be filled up and anyone can easily find the IFSC code.
  • One can make a call to the customer care of the RBI and request a lot of IFSC codes.
  • IFSC code is also present in the bank’s statement passbook and most importantly in cheques.
  • With the introduction of e-wallet IFSC code can easily be found for that insert bank’s name and account number and anyone can readily find the IFSC code.

*Facts to know- Financial Code Finder is the registered website that helps to find the IFSC code of all Bank branches all over the country, India.

Why branch name for IFSC Code is in great demand nowadays?

In the environment of the Industrial and business sectors number of transactions increases considerably leading to an increase in the payment and receipt of a particular money value or money worth. Beforehand bands’ primary function is only to take deposits from the public and provide the same to the borrowers in the form of loans against which interest should be charged. The advancement of such a sector is responsible for enhancing banking facilities which resulted in the introduction of RTGS and NEFT to transfer easy means of cash in bank accounts in the country. Taking into consideration the transfer of cash requires to the bank account of one bank or different banks. So to avoid confusion about fund transfer RBI allotted each bank branch its Core to stipulate the location of the transfer.

One can easily transfer funds by allotting banks’ names, account numbers, and IFSC code numbers.

What do you mean by RTGS  NEFT facilities?

Real-time gross settlement (RTGS) is an electronic fund transfer procedure in which funds transfer on a real-time basis from one bank to another. The settlement of funds is done on one basis without bunching up any related transactions. It was introduced on 26th March 2004. It is operated by RBI.

All the banks and their relative branches that have core banking facilities are assigned an Indian financial system code.

*Facts to know- RTGS facility is available between 10:00 a.m. to 3:30 p.m. on working days. The minimum amount remitted in this system is Rs 2 lakh and the maximum is limitless.

National electronic fund transfer NEFT is again an electronic means of fund transfer from one bank to another in which a transfer takes place between two parties who have bank accounts with the same bank or different bank. It was introduced in November 2005.

This facility is available only to the citizens of India as in the RTGS system. However, the upper and lower ceiling of fund transfer is not present.

*Facts to know- √NEFT system is available 6 times a day 10:00 a.m., 11:00 a.m., 12:00 p.m., 1:00 p.m., 3:00 p.m., and 4:00 p.m.

 √ if anyone doesn’t have a bank account he can transfer a maximum of rupees amounting to Rs. 50,000 against cash.

How to get branch name from ifsc code?

You can get branch name from IFSC Code on Financial code Finder


What do you mean by e-banking?

E-banking means electronic banking. It is our customers to conduct banking transactions over the internet using personal computers mobile phones or laptops.

It helps the customer to conduct various banking transactions such as managing savings checking accounts applying for a loan, paying bills transferring funds, etc.

Services of E-Banking are:

√Electronic Fund Transfer(EFT)

√Automated Teller Machine(ATM)

√Debit Card

√Credit Card

#Facts to know- CORE(Centralized  Online) Banking exchange is a system to keep a record of daily process transactions of Banking and put updates to accounts.

What is the significance of IFSC Code?

The importance and significant points of IFSC are dealt with in the  bullets :

√ Safe and Secure Transaction- IFSC facilitate fund transfer between bank account safely and securely and RBI is also able to track the authenticity of the financial instruments

√ Find the IFSC code- With the help of the IFSC code, anyone can easily locate a bank branch and resolve their issues if any.

√ Elimination of frauds & error – IFSC code of fund transfer through electronic means by the formulation of error-free transactions.

√ Quick and Easy Transfer- keeping pace with the changing environment of business sector banks is also made possible with the help of the IFSC code to transfer funds in a fraction of a minute by following easy steps.

√ Helps in Afforestation- The paperless fund transfer helps to sustain the ” Save Tree” campaign and contribute towards the sustainability of the environment.

Is IFSC the same for branches?

The 11-digit IFSC is not the same but has a unique digit for every branch of a bank. All the banks with their unique IFSC code are assigned to participate in the electronic payment system led by the RBI.

#Facts to know- IFSC is only applicable to the states of India. To transfer funds to the bank account of another country IBAN (International Bank Account Number) is used to transact International Funds.


With the enormous facilities of this service sector, it has been recorded that Indian occupation has shifted from farming to manufacturing to the tertiary sector where the concentration of people is more than 75% and it leads to development and contribution to the economy more than any other sector of India.

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